First Time Homebuyer, You’re In Luck!!!

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UnknownFuture St. Louis homeowners, you’re in luck!!!


The first time homebuyer tax credit was a program that was available for homes purchased as your primary residence between April 2008 and May 2010. Under that federal program, first time homebuyers got a tax credit equal to 10 percent of the purchase price of their home, up to a max of $8,000.

That federal program was allowed to expire, so there is no federal first time homebuyer tax credit available as of 2014. Fortunately, there are state-based first time homebuyer programs that can help fill that void.

These programs and tax credits vary from one location to another, but the definition of a first-time homebuyer is the same everywhere. If you have never owned a home, or haven’t owned a home in the last 3 years, you qualify as a first-time homebuyer.

The Missouri Housing Development Commission administers First Place Loans.


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