Realtors for the Community – Haywood Hoosman Realty

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When she first started Haywood Realty Group in 2001, 27-year real estate expert Andreal Haywood-Hoosman said that she was excited about the “possibility of opening up my own company and offering something different than what the community was receiving.”

She vividly remembered the six long months she spent working tirelessly alongside fellow agents to ensure that when she opened her doors for business, the community would be just as enthusiastic about her new company as she was. All of her hard work certainly paid off. Haywood Realty Group became a successful real estate company, servicing Kansas City, Missouri for more than a decade.

Fast forward 13 years. She and her husband, Hubert Hoosman, former president and CEO of Vantage Credit Union, have re-named and re-launched the company and moved home to St. Louis to expand their business. Haywood-Hoosman Realty, located at 15 S. Florissant Rd. in Ferguson, is a licensed real estate company that focuses on residential and commercial real estate and property management and represents both buyers and sellers in Missouri, Illinois and Kansas. She said this re-branded company has fulfilled her desire to be an “all-in-one shop.”

Haywood-Hoosman Realty handles all of the basic functions of a real estate company, such as working with buyers and sellers who want to buy, lease, rent and sell properties. It also aims to be what Hubert Hoosman refers to as a trustworthy “consumer advocate.” Andreal Haywood-Hoosman offers her financial literacy skills relating to mortgages and insurance, and the company as a whole offers assistance with credit restoration and maintenance programs at no cost to clients. The Hoosmans said the educational features they offer free of charge “set us apart in this market.”

This “market,” or the real estate market, which has been a source of concern for many St. Louis residents in recent years, appears to be on the rebound, according to Hubert Hoosman. “It’s a great time for buyers, because the current historically low rates are expected to stay relatively consistent for the next 30-36 months.” He advised that “those who are considering buying a home should get serious about it, because the area real estate market is rebounding.”

If you are one of those prospective buyers, Andreal Hoosman encourages you to “take your time to understand what you are about to experience and start researching 6-12 months before you are ready to buy a home so that you completely understand the home-buying process. Do not take finding a realtor lightly.” She said the realtor you choose “can make or break a process.”

“Buying a home is the most important investment you’re going to make in your life,” Hubert Hoosman said. “Find someone who is prepared to represent you with integrity.”

Prospective buyers should also take the time to thoroughly understand pre-approval and down-payment procedures before they start the home-buying process. For many buyers, “the main challenge is preparing,” Hubert Hoosman said.

He added that it is important to protect your credit score to “receive the quality rates that are out there,” but if you have less-than-perfect credit, “credit restoration is not that challenging – it just takes patience. We don’t turn away clients with subpar credit scores; instead, we help them to restore their credit at no charge.”

They said that their end goal is to watch every client, either residential or commercial, “unlock the door and walk into their new house or shop.” They remain involved with community organizations like the Empowerment Network, Community Women Against Hardship, NAACP, Make a Wish Foundation and the Special Education Foundation. Haywood Hoosman Realty is proud to announce it will be a Pink Glove Sponsor at this year’s Sista Strut.

The husband and wife team said they are “deeply committed as a company to always be active in this community.”

The Hoosmans will be hosting a community open house at their Ferguson office this September. For more information, call 314-787-9192 or go to www.vhhrealty.com

See original story http://www.stlamerican.com/home_guide/article_73cafbe2-f30f-11e3-83e2-001a4bcf887a.html

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  145. Deciding where and how traveling can cause a number of hard concerns and troubles, even to the most savvy global traveler. This post describes a couple of positive-fire ways to publication accommodations, strategy journeys, conduct business meetings on your way, and usually make the most of your sojourns outside the country. Package gently when you are traveling. Men and women generally usually pack far more than is necessary, and wind up using only about 50 of the things they get. Go with a few products that you could use many times, and try to synchronize every little thing. In the event you overlook to pack a selected object, you will probably be able to find anything suitable at your destination. If you’re gonna be touring soon, don’t undergo a local travel agent. You’ll find your trip charging twice as much. Instead, research prices on the web via various great deal merchants like expedia.com or travelocity.com. This can help you save some money that can be greater put in when you come to your spot, possibly on souvenirs, or for that good person on-line that gave you this idea. To get the best from your journey using a child, when selecting a accommodation, factors to consider that you may have both one more space or a balcony. Because preschoolers get regular naps and in addition visit bed early on, this can ensure that you may be capable to occupy on your own although your little one beds down. No-one really would like to consider it an evening at eight later in the day when they are on holiday. Use various vendors from the same niche market, according to the things you like. Supplying your website visitors 3 or 4 distinct banners to click provides them choices in prospective spots to select from. This also provide you with important information and facts as to which vendor functions the very best versus the other people. Now you have some prominent ideas to help you with the introduction of your vacation programs, get started and then make the ideas for your traveling which you will love by far the most. Take into account each idea as you may job the right path from the selection of preparations to get manufactured and you will find a easier time.

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  153. Touring doesn’t need to be a huge undertaking. If you have the proper methods into position and knowledge about how to proceed and what you should watch out for, you can become a veteran travel expert quickly. This article will check out the forms of issues that you have to know, to become prepared for all of your outings. Whether you are traveling inside the us or maybe in an international region, make sure the taxi cab taxi cabs you employ are qualified using the area. There is generally a sticker label apparent from the again seating in the vehicle. Should you be doubtful, study city-certified cabs prior to vacation. In this way, it is possible to steer clear of unlicensed cabs that overcharge their customers, and save money to do more pleasurable points in your journeys. Seem past the touristy souvenir outlets. To identify a souvenir which will point out to you of the trips and actually emanates from the place you frequented, go shopping with all the locals. In food markets, markets, along with other shops that are from the beaten (visitor) keep track of, you’ll get things that residents really use rather than size-created trinkets. A single ingredient that might not exactly pop into your head immediately when organizing journey is conditions. By looking up the weather conditions predict ahead of vacationing, or perhaps even before deciding when to vacation one will know what you should expect. When the weather conditions looks terrible, it may be prepared for or perhaps the journey even rescheduled. When booking flights for vacation, generally decide on your specific seat in advance. This ensures that you receive the chair you desire, be it aisle, window, or emergency get out of row. It can also help prevent you from getting knocked to stand by in the case of an overbooking, because your chair project is locked in. If you wish to obtain travel insurance plan just before going on a getaway, you would do well to buy it from an impartial provider. Let’s say you book a luxury cruise and are offered traveling insurance through the cruise trip company. Since you are in essence getting security against the vacation cruise line’s individual faults/crashes, it makes more sense to buy your insurance from some other resource than to depend on the possibility reason for your upcoming claim for your insurer. As talked about in the write-up, you may feel as if you should pass in your yearly trip due to economic climate. When you follow the suggestions out of this article, you will certainly be a step even closer jet-establishing the affordable way.

  154. Vacationing is supposed to be considered a calming trip, but without proper planning, journey will make you much more emphasized than your standard daily life. This article has easy to understand tips about how to make any kind of travelling entertaining, simple and easy relaxed. Prepare yourself before you leave, by reading this assistance. When traveling around the world on a budget, consider taking flights as an alternative to trains to your locations. When trains might be the greater classic setting of travel for backpackers, numerous airlines offer you discount flights that are less expensive than teach passes. In this way, you can go to more places without the need of increasing your finances. When staying in an increased-end residential accommodation, bring along your own A/V cable for your notebook. Most rooms in hotels at better hotels offer you free in-space WiFi along with a big High definition tv, and can then cost reasonably limited for in-space videos. Having your own A/V cable television offers you access to your own variety of acquired videos or an on-line profile. Having an unexpected emergency road set could save your holiday. If you are considering traveling to your vacation spot by automobile, it is crucial to be prepared in case there is crisis. At the very least street kit ought to include very first-assist products, road flares, normal water, jumper cables plus a flashlight. Getting one particular readily available will make dealing with modest problems a breeze, and can potentially save your valuable lifestyle in the significant crash. For a anxiety-free of charge vacation, be sure individuals can make contact with you. Get your cellular phone with you and maintain it billed. Bring your laptop with you if you know you will get a web connection what your location is staying. In the event of crisis, folks can inform you what is happening and you also won’t possess awful surprises if you keep coming back. Do you now have more intelligence about travelling? Have you ever enhanced or exchanged your current plan for journey? Do you have identified helpful, cost-effective strategies to boost the journey expertise? Have you been aware of how you will will deal with an unexpected emergency or unanticipated celebration? Using these suggestions, you need to have all that you should succeed.

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  163. Nearly everyone has to travel anywhere in the course of their lives. Even though some enterprise or delight vacationing may be enjoyable, some journeys can be dull, harmful, pricey and full of hassle. This informative article includes many ways to help make your travel practical experience far better, and assist you to prevent some of the common pit slips. Once you subscribe to your passport, be sure to complete the unexpected emergency info. It is best to get prepared for the most severe as well as the unanticipated. Need to one thing eventually you while in an overseas nation, it is very important have this sort of info accessible to make contact with close friends, family members, or family and friends. When you subscribe to your passport, make sure you fill the emergency information. It is recommended to get ready for the most awful along with the unexpected. Should something occur to you when in an international land, it is important to have this sort of info open to get in touch with close friends, family members, or family and friends. Pay attention to your intution when traveling. In case a distinct store, individual, or local community offers you “terrible vibes”, just move on. Your intuition may be telling you something that you haven’t purposely discovered. Even if you’re completely wrong, it’s preferable to be secure than sorry when it comes to your safety. Ensure that you load your nutritional vitamins when you vacation and do not forget that ascorbic acid is a superb electricity and immune system booster. Getting a vitamin supplement may help you stop or decrease the results of jet lag on the system, enhance your immunity process against the multitude of bacteria you may enter into contact with, and usually have you feeling far better. Crystal clear any nutritional supplements together with your medical professional before you take them for those who have underlying medical issues. So as to make by far the most of vacation overseas, make an effort to prepare at the very least a few activities that aren’t listed in traveler manual textbooks or blogs. This can be achieved by finding information and facts designed for and produced by residents, whether it be from papers, weblogs or people on tweets. Stepping away from visitor bubble can make your journey that much much more thrilling and enjoyable. When traveling by using a puppy, understand that most pet products are far better acquired on your spot. For instance, unless of course your pet dog is on a unique diet regime, purchasing a handbag of dog food when you appear is easier than trying to transfer it. Bowls and also other supplies are similar way. When you are travelling, purchase funds storage units you could use inside of your apparel or sew basic pockets in the inside your waist band. When you can not sew, ask someone that can to get it done for you or take it to a modify or seamstress, and ask for they sew an inside pocket for you personally. This keeps your belongings, detection and cash harmless and you also do not need to be worried about an individual stealing your journey travelling bag or pocket. Seeing that you’ve got several of the fundamentals on travelling, inform your employer you take a holiday, obtain your aircraft solution, fishing boat solution or whichever means you plan on taking and go! Remember to always be secure regardless of whether vacationing by yourself or perhaps not. Request guidelines and aid if you want it. Most people will not nibble. First and foremost, Mentioned previously in the beginning of this write-up, sometimes you want a alternation in surroundings from the same kind of expected every year holiday. Using your moves into a haunted destination could be a unique and unique encounter. Use these suggestions from this report, and you may be soon on your way possessing a blast on the up coming haunted vacation.

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